Simple, flexible financial solutions tailored for you.
So you can invest your time on your family and business.
Our Services
It’s hard to find the time to search and compare finance options when you’re busy running your business. At Atom Finance, we can find options from a wide range of lenders, leaving you free to focus on your business.
Different types of business loans are available to suit different purposes. The most common include:
- Business working capital
- Buying a new business or franchise
- Buying or investing in commercial property
- Residential and commercial property development
- Asset and Equipment finance
- Cash Advances
- Business Credit Cards
- And almost anything else you need to increase production capacity and help your business forge ahead.
Commercial loans can be complex. We specialize in dealing with the various commercial loan products offered by different lenders.
We will take the time to understand your current business needs, and then use our expertise and experience to help you choose the right loan for your business.
We’ll also take care of the paperwork on your behalf, so you can focus on your business.
Whether you’re a first-timer, or a seasoned expert, buying or building a home can be incredibly exciting, and a little overwhelming. That’s why we’re here.
- Buying a home to live in
- Purchasing an investment property
- Renovating your home
- Refinance
We take a personalised approach to mortgage broking, this is central to what we do and it’s what really sets us apart from our competitors. With this tailored and personalised approach, we can help you find the right home financing solution for your situation — one that could save you time and money. We’ll be with you all the way and explain everything you need to know – even after you’ve chosen a home loan.
Purchasing vehicles, equipment and assets can be a conundrum for business owners. You need money to buy the equipment, but you’ll need the equipment to generate cash flow.
At Atom Finance, we understand how important it is to have the right equipment. We are business owners too. That’s why we work with you to find the right finance solution for your purchase.
- Motor vehicles
- Plant, equipment and machinery
- Premises fit outs
Atom Finance can help you find a loan to finance your requirements and also help you with the paperwork, so you can spend more time on your business.
If you’re unsure whether to lease or buy, we can also explain these finance options available and help you make the choice that’s right for your business.
Our team
What makes us great?
We are a team of extremely talented, experienced and financial savvy individuals who are great at numbers and can help with any size or type of loan you are after.
Our two finance brokers have wealth of experience in legal, consulting, banking and accounting, which means our clients always benefit from our highly specialised advice.
Atom Finance is not just another mortgage broker company but a complete financial solution provider.
Vickie is a Chartered Accountant with over 12 years of experience in financial services industry, including roles in commercial banking, risk and audit with Australia’s major banks and consulting company. Vickie is passionate about supporting clients to develop fit-for-purpose funding solutions to achieve strategic and financial goals.
Jimmy is a qualified lawyer and a Chartered Accountant. He has over 13 years of experience in financial services industry, including working with Australia’s leading financiers. Jimmy’s clients benefit from his independent and professional advice and support across all aspects of strategic and financial decision making processes. Aside from finance brokerage, Jimmy also provides highly specialised business advisory services can’t be solved by your typical accountant or lawyer, e.g. Australian Financial Services License application.
We work with a broad range of lenders
Our lenders
A personalised service
Talk to us and we will take care of the rest!
Whatever your financial aspirations may be, our finance brokers have the expertise to help. We take the time to analyse your financial situation and present you with the most suitable loan options. Our experienced brokers understand the intricacies of loan products and processes. We can handle the end-to-end loan process on your behalf and minimise potential problems.
Why choose us
Simple, flexible and results-driven financial solutions
Industry Expertise
Our team has decades of collective experience to help you achieve your long term financial goals. With our experienced brokers at the helm you can be sure that you are getting quality advice.
No cost to you
We're paid by our lenders, not by you. You can be confident that the products we recommend are always tailored to your best interests. This is not only core to our values as a company but is also the law.
We are with you for the long run
We take a long term perspective to provide you with ongoing support. This includes conducting regular rate reviews, to ensure that the loan you have is the best fit for you and continues to remain competitive.
We compare, you save
We have access to over 40 lenders including all major banks. This means we will find you the most competitive offers and exclusive deals.
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Our customers rating is 5 / 5 based on Google Reviews
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We are very proud to be serving our local communities
Our disputes and complaints policy
What to do if you have a dispute or complaint?
We are committed to providing our customers with the best possible service. If at any time we have not met our obligations – or you have a complaint about any of our services – please inform us so we can work towards a resolution. We will endeavour to deal with your complaint promptly, thoroughly and fairly.
If your complaint has not been resolved to your
satisfaction within 5 business days or if your complaint is about the services
we provided to you, please contact the Licensee as listed below.
Complaints Officer
Buyers Choice
Email: bcl@buyerschoice.com.au
Phone: 1800 888 876
Mail: PO Box 4300 Knox City VIC 3152
If you are having difficulties managing your debts,
you can seek free assistance from the National Debt Helpline on 1800 007 007 or
via the website ndh.org.au.
Third party products or services
If your complaint relates to a product or service
acquired through a third party (for example, a lender) we may ask you to
contact the relevant third party. They will deal with your complaint under
their complaints resolution process.
If you are not satisfied with the resolution of your
complaint by the third party under their complaints resolution process, you are
entitled to have your dispute considered by their External Dispute Resolution
Scheme. Please contact the third party for further details.
Our Complaints Area will acknowledge receipt of your complaint within one business day. If unable to resolve the complaint/dispute to your satisfaction within five business days, they will write to you advising the procedures we will follow in investigating and handling your complaint.
Within 30 calendar days from the date you lodged the complaint with us, we will write to you advising you the outcome of the investigation and the reason/s for our decision, or if required, we will inform you if more time is needed to complete the investigation.
If you do not think we have resolved your complaint to your satisfaction, you may take the matter – free of charge – to the relevant External Disputes Resolution Scheme (provided it is within the scheme’s terms of reference) as detailed below. You may also refer the matter to the relevant External Disputes Resolution Scheme at any time, but if our internal process is still in progress, they may request that our internal processes be complete before considering the matter further.
Our licensee’s external dispute resolution service provider is
The Australian Financial Complaints Authority (AFCA)
www.afca.org.au
Email: info@afca.org.au
Phone: 1800 931 678
Mail: GPO Box 3 Melbourne VIC 3001